Q: Do I have to be a U.S. resident to obtain coverage?
A: Yes, the purchaser must live in the U.S. and be a U.S. resident (Residents of Alaska may not purchase coverage).
Q: Does my wedding have to be in the U.S.?
A: No. You are covered if your ceremony and reception are held in the U.S., Canada, Puerto Rico, a U.S. Territory, or aboard a cruise ship departing a port in one of these locations. For a nominal extra premium, you also may insure ceremonies and receptions held in the United Kingdom, Mexico, the Caribbean Islands, or cruises departing one of these locations (except for Cuba or Haiti). Please note, liability coverage is not available in these extended territories.
Q: How old do I have to be to get coverage?
A: The purchaser, bride and groom must be at least 18 years old.
Q: Basically, what does the Wedding Protector PlanSM cover?
A: The plan can reimburse you if an important item related to your wedding (for example, your ring) is lost or damaged before you get married. The plan can reimburse you in case you lose your deposit if a vendor (for example, your florist) goes out of business before your wedding. You also can receive funds if events beyond your control cause you to postpone your wedding.
You may add coverage to protect you in case someone at your wedding is injured or causes damage to property of others. Of course, certain terms and conditions apply to these coverages, which you will want to review before you purchase your Wedding Protector PlanSM.
Q: What's not covered?
A: The Wedding Protector PlanSM typically covers things beyond your control. So, for example, if you or your fiance decide not to get married, you are not covered.
Of course, you will want to familiarize yourself with other details about what is and is not covered before you purchase your Wedding Protector PlanSM.
Q: Can I get liability insurance for my wedding without buying the Wedding Protector PlanSM?
A: No, Travelers does not sell stand-alone wedding liability insurance. Liability coverage is offered as an endorsement to the Wedding Protector PlanSM.
Q: Doesn't my homeowners insurance provide liability protection?
A: It may or may not cover you. You may want to talk to us to decide how best to cover your liability exposure.
Q: When is the right time to purchase my insurance?
A: You can buy your policy as soon as you begin spending towards your wedding |
Q: Am I covered in case of bad weather on my wedding day?
A: The Wedding Protector PlanSM makes a distinction between a rainy day and truly severe weather, like a hurricane. If it rains on your wedding day, you are not covered. However, if for example, a hurricane causes you to postpone, we can provide reimbursement for non-recoverable expenses.
Q: My fiancé is in the military? What if he/she is called up right before the wedding?
A: If circumstances beyond your control (for example, an unforeseen deployment) cause you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
Q: Do I have to buy liability insurance?
A: You are not required to elect liability coverage as part of your Wedding Protector PlanSM. However, you may wish to contact the locations where you will hold your ceremony and reception, as they may require you to show proof of liability insurance.
Q: Basically, what does liability insurance cover?
A: Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception. You also have the option to include liquor liability coverage, which protects you and your immediate family from alcohol-related accidents caused by a guest of your wedding.
Q: Why might I choose Travelers' wedding insurance over another plan?
A:
- No deductible—If you have a claim, there is no deductible. That means covered losses are paid from the first dollar up to the applicable limit.
- Fair price—Shop around. You will find the Wedding Protect PlanSM premium compares favorably with other policies.
- Easy application—You can apply in a matter of minutes and have your policy via email.
- Agent support—If you care to discuss your needs before you buy, our agents can help.
- Trusted source—You have a nationally known and respected insurer, Travelers, standing behind your policy. Check out Travelers.com
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