About Heber Insurance
 Our Philosophy
We founded Heber Insurance to be your one stop insurance
agency. We have a strong desire to help you with all
of your insurance needs. Our goal is to make acquiring
insurance as simple as possible for you to enjoy the
money saving benefits of an Independent Insurance Agent.
We don't work for any one insurance company-we work
to find you the best insurance to fit your specific
needs and desires!
Commitment to Value
By continuously comparing the rates offered by several
insurance providers, we acquire the most competitive
price. In a sense, insurance providers compete for
your business. This yields low costs for our clientele.
Although the approach seems obvious, this versatility
is not present at many of our mainstream competitors.
There is a difference in where you buy your protection,
and an independent insurance agent Heber represents
multiple companies will offer you the best combination
of price, coverage and service.
We Offer Only Quality Products
 At Heber Insurance, we sell only quality insurance
products. We are certain you are already familiar with
many of the insurance companies we represent. Some
people think it doesn't matter where they buy their
insurance. But this misconception could be costing
them money, service and protection. Insurance is an
important safety net for your family, your home, your
car or your business. Don't treat the purchase lightly.
Our goal as an Independent Agency is to give you a
name you can trust to help you make informed insurance
decisions. That, combined with a true focus and commitment
to excellent customer service, will make your insurance
buying experience far superior to what you have experienced
in the past.
We would be happy to talk to you about your current
insurance coverages and give you suggestions on ways
to make sure you are adequately covered for all the
insurable hazards life throws at us. We can't insure
everything, but give us a try, you won't be disappointed.
If you are not sure or have questions, feel free to
call, mail, fax or email us with your current insurance
policy information and questions.
We are adding new products constantly to better serve
you.
An Independent Advantage
We are Independent Agents, free to choose the best
carrier for your insurance needs. We do not work for
an insurance company; we work for you. We work on your
side when you have a loss and follow through to see
that you get fair, prompt payment and service. Heber Insurance represents a carefully selected group of financially
strong, reputable insurance companies, therefore, we
are able to offer you the best coverage at the most
competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase
the first one you see. What if one day the automobile
industry decided to make only one type of car, one
make and one model. You wouldn't have a choice!
The
same situation holds true for insurance. You need
insurance to drive a car, to purchase a house, to
protect your family's financial future and to run
a small business. But if there was only one insurance
company that offered only one type of insurance, car
insurance, home
insurance or businessowner policy -- you wouldn't
have a choice. The only solution would be going
to that one company.
With an independent insurance agent, you have choices.
Independent agents are not tied to any one insurance
company. One of the advantages of using an independent
agent is that he or she works to satisfy your needs.
You are using an expert for an important financial decision.
An independent agent has several companies that he
or she can approach to get you the best coverage at
the best price. And your independent agent will know
the companies with the most efficient claims departments
to recover your losses as quickly as possible.
When you buy insurance, whether it's for your home,
your car or your business, you want an advocate who
will properly assess the risks you face and give you
an objective analysis of the marketplace, it's up to
you to make the final choice.
 Insurance Carriers
As independent agents, we have established
long term, solid relationships with some of the top
national and regional carriers in the industry. Our
experienced staff will be able to provide comprehensive,
expert insurance solutions and service.
For you, our client, this provides competitive pricing,
coverage options, and peace of mind that the company
providing your insurance coverage meets our standards.
- AIG
- AIC
- Aetna
- Assurant
Health
- CareFirst BlueCross BlueShield
- Foremost Insurance
- The
Hartford
- Illinois Mutual
- IMG - International Medical Group
- Maryland Auto Insurance Fund
- Progressive
- Starmark
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